Kharch Log — free expense tracker app for Android
Kharch Log

Free Expense Tracker for Android

Kharch Log is a free personal finance & budget app that tracks daily spending and income — manually or automatically from bank/UPI SMS — and saves everything to a Google Sheet in your Google Drive.

100% free · No ads · Google Sheets · UPI SMS detect · India
Download APK — v3.0.3

Android 7.0+ · ~8.3 MB · sideload install (not on Play Store yet)

After download: open the file → allow install from browser if prompted → sign in with Google.

Why use Kharch Log as your expense tracker?

Features — personal finance & money management

Best free expense tracker for personal & business use

Looking for the best free expense tracker app, best budget app, or free spending tracker? Kharch Log is a personal expense tracker app free for Android — also great as a free business expense tracker and free income and expense tracker for freelancers and small business.

Budget, bills & daily spending tracker

Small business, receipts & income tracking

Google Sheets, Excel & printable expense tracking

Free expense tracker FAQ

Is Kharch Log really free?
Yes — completely free expense tracker app. No ads, no paid plans.
Do I need Excel or special software?
No. Expenses sync to Google Sheets (free with any Google account). Open on phone, web, or export anytime.
Does it work for UPI and Indian banks?
Yes. Built for India — rupee amounts, UPI/bank SMS parsing, and categories suited to daily kharcha tracking.
Can I use it without SMS permission?
Absolutely. Manual entry works fully. SMS is optional for automatic expense logging.
How is this different from other budget apps?
Most apps lock data on their servers. Kharch Log writes to your Google Sheet — you own and export your expense history forever.
Is this the best free expense tracker app for Android?
Kharch Log is built for India with UPI/bank SMS detect, rupee tracking, and Google Sheets sync — a top free expense tracker app android users can sideload today.
Can I use it as a free business expense tracker?
Yes. Track business spending, income, and categories. Your spreadsheet works as free expense tracking software for small business — export for taxes anytime.
Does it replace expense tracker excel or printable trackers?
It auto-creates a Google Sheet (excel-compatible). Use it as a free expense tracking spreadsheet, monthly expense tracker excel sheet, or print/export as a printable expense tracker.
Is there a free expense tracker app for iPhone?
Kharch Log is Android-only for now, but your Google Sheet works on iPhone via the Sheets app — free online expense tracker on any device.
Best app to track spending and budget together?
Yes — log expenses & income, see today's spending, and use monthly tabs as your free budget and expense tracker in one Google Sheet.
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