Kharch Log
Free Expense Tracker for Android
Kharch Log is a free personal finance & budget app that tracks daily spending and income — manually or automatically from bank/UPI SMS — and saves everything to a Google Sheet in your Google Drive.
100% free · No ads · Google Sheets · UPI SMS detect · India
Download APK — v3.0.3
Android 7.0+ · ~8.3 MB · sideload install (not on Play Store yet)
After download: open the file → allow install from browser if prompted → sign in with Google.
Why use Kharch Log as your expense tracker?
- Free expense tracker — no subscription, no premium tier
- Best of both worlds — simple Android app + full spreadsheet you control
- UPI & bank SMS — optional auto-detect for debit/credit messages
- Today's spending — see what you spent today at a glance
- Monthly tabs — organized expense log by month in Google Sheets
- Categories & payee rules — smart sorting for recurring merchants
- Your data stays yours — limited Drive access, only Kharch Log files
Features — personal finance & money management
- Add expenses with amount, category, payment mode, payee, and notes
- Track income and salary deposits separately
- Optional SMS auto-detect for common Indian bank/UPI debit & credit messages
- Creates a Kharch Log folder and spreadsheet in your Drive automatically
- Review inbox for transactions that need your approval
- Search and filter your expense history
- Uses limited Google Drive access: only files this app creates for you
Free expense tracker FAQ
- Is Kharch Log really free?
- Yes — completely free expense tracker app. No ads, no paid plans.
- Do I need Excel or special software?
- No. Expenses sync to Google Sheets (free with any Google account). Open on phone, web, or export anytime.
- Does it work for UPI and Indian banks?
- Yes. Built for India — rupee amounts, UPI/bank SMS parsing, and categories suited to daily kharcha tracking.
- Can I use it without SMS permission?
- Absolutely. Manual entry works fully. SMS is optional for automatic expense logging.
- How is this different from other budget apps?
- Most apps lock data on their servers. Kharch Log writes to your Google Sheet — you own and export your expense history forever.
Support
Questions about the free expense tracker app? Email kharchlog@gmail.com